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Sen. Tom Lee of Tampa and Rep. Erin Grall of Vero Beach have filed legislation to have Florida join 48 other states that require motorists to carry bodily injury insurance. The bodily injury requirement would replace the mandate that forces drivers to carry $10,000 in PIP coverage, whether they need it or not.

Florida’s auto insurance laws – with coverage set at 1970s rates – have inadequate financial responsibility requirements. As a result, residents and businesses needlessly pay millions of dollars a year in higher taxes and higher insurance premiums. Drivers and taxpayers are forced to pick up the tab for the treatment and care of victims of negligent drivers who are either uninsured or, more commonly, underinsured.


The Florida Justice Association supports this legislation and we need your help to pass the bills. If you have clients, or have had to turn down potential clients, who have been negatively impacted by the state’s auto insurance laws, we need them to share their stories. If you would like to play a role, or have clients who would like to get involved, please contact Ryan Banfill at

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  1. […] Entering Week 3, we are working to move forward legislation to allow prejudgment interest on personal injury cases and repeal the special tobacco bond law enjoyed by the cigarette makers. We are also preparing for action on our responsible roadways agenda items including promoting personal responsibility among drivers by enhancing financial responsibility minimums by i…. […]

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